The City of Hamilton has implemented a Vacant Unit Tax (VUT) for all residential properties. Property owners are required to file an annual declaration confirming the occupancy status of their property. For the 2024 tax year, the declaration must be filed by April 30, 2025. If a declaration is not submitted, the City may assume...
For many first-time homebuyers, the idea of involving a real estate lawyer might not even cross their minds—until it’s too late. If you’ve ever wondered, “Why would I need a lawyer to buy a house?”, you’re not alone. But the truth is, purchasing a home is likely one of the largest and most complex financial...
Taking out a mortgage is one of the most significant financial commitments most people will make in their lifetime. Given the high cost of real estate, loans like these make homeownership possible for many. But with so many options and variables, how can you ensure you’re getting the best possible mortgage rate? Here are some...
When buying real estate, whether it’s a home or a commercial space, there’s a lot more to consider than just location and price. One of the most critical (yet often overlooked) aspects of property ownership is protecting your legal claim to the land. That’s where title insurance comes in. It’s a one-time purchase that can...
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